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Rate Optimization
| Others | With AMO optimize | |
|---|---|---|
| APR | 6.753% | 6.378% Lower |
| Rate | 6.375% | 6.375% |
| Fee/ Credit | $29,506.49 | $183.84 |
| LTV/ FICO | 60.06% / 639 | 59.98% / 640 |
| Total point saved | 3.823 | |
| Total money saved | $29,284.18 | |
DTI Optimization
| Others | With AMO optimize | |
|---|---|---|
| Rate | 6.5% | 6.5% |
| Car loan | $1,000 | $0 |
| Student loan | $2,000 | $1,264.14 |
| Debt to Income Ratio (DTI) | 63.1% Failed | 47.8% Passed |
* To be qualified for a loan, Debt to Income Ratio(DTI) need to be less than 50%
Unlock smarter savings with
AMO rate optimization
Beyond lowering rates, we provide personalized pricing
advice to maximize your financial advantage and qualify for the loan.
We are an Advisory Mortgage Platform
AMO is an early-stage Silicon Valley fintech startup transforming the mortgage industry
by providing a user friendly end-to end loan origination platform with optimization tools to maximize borrowers' benefits.
Superior Choice
Picking the best out of 1000+ loan programs in a network of 50+ lending organizations.
Power by Robo mortgage advisor
Utilize technology to turn a US top 5 mortgage broker experience and knowledge into a Robo mortgage advisor.
More Saving
Getting the lowest rate that best matches your financial situation and interests
Accelerated by
Today Best Rates On Our Marketplace
Mortgage rate trends
How to get better mortgage rate than the ones available?
Are you still not satisfied after shopping for the lowest rate from hundreds of lenders ? Meet AMO Mortgage Platform. It utilizes advanced algorithms and mathematical rules to optimize your rates based on your multidimensional financial conditions such as equity, credit score, loan programs, loan terms, home usage, incomes and debts.
Best Rate from Lending Networks
(408) 444-8782#100
supports@oneamo.com
621 Tully Rd #125, San Jose, CA 95111
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