Optimize and

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Rate Optimization

OthersWith AMO optimize
APR6.753%

6.378%

Lower
Rate6.375%6.375%
Fee/ Credit$29,506.49$183.84
LTV/ FICO60.06% / 63959.98% / 640
Total point saved3.823
Total money saved$29,284.18

DTI Optimization

OthersWith AMO optimize
Rate6.5%6.5%
Car loan$1,000$0
Student loan$2,000$1,264.14
Debt to
Income Ratio (DTI)

63.1%

Failed

47.8%

Passed

* To be qualified for a loan, Debt to Income Ratio(DTI) need to be less than 50%

Unlock smarter savings with

AMO rate optimization

Beyond lowering rates, we provide personalized pricing
advice to maximize your financial advantage and qualify for the loan.

Find the best mortgage rate

Search hundreds of lenders and other lending sites at once to find the information you need to make the right decisions

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Loan purpose

Purchase

Refinance

Refinance Cash-out

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Get started with AMO today

We are an Advisory Mortgage Platform

AMO is an early-stage Silicon Valley fintech startup transforming the mortgage industry
by providing a user friendly end-to end loan origination platform with optimization tools to maximize borrowers' benefits.

Superior Choice

Picking the best out of 1000+ loan programs in a network of 50+ lending organizations.

Power by Robo mortgage advisor

Utilize technology to turn a US top 5 mortgage broker experience and knowledge into a Robo mortgage advisor.

More Saving

Getting the lowest rate that best matches your financial situation and interests

Accelerated by

Nvidia

Today Best Rates On Our Marketplace

Mortgage rate trends

How to get better mortgage rate than the ones available?

Are you still not satisfied after shopping for the lowest rate from hundreds of lenders ? Meet AMO Mortgage Platform. It utilizes advanced algorithms and mathematical rules to optimize your rates based on your multidimensional financial conditions such as equity, credit score, loan programs, loan terms, home usage, incomes and debts.

Best Rate from Lending Networks

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621 Tully Rd #125, San Jose, CA 95111

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